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Last updated August 26, 2026

Privacy & Terms

1. What we collect

When you use the savings calculator, chat with our advisor bot, or submit the assessment form, we record the information you provide: your name, email, phone (if given), current state, and the content of your conversation or request. We also record basic technical details such as the page you visited and an anonymous session identifier.

2. How we use it

Your information is used to respond to your inquiry, prepare your Act 60 assessment, and communicate about our services. We do not sell your personal information to third parties. We do not share it except with the licensed attorneys and CPAs you engage through our referral network, and only as needed to advance your engagement.

3. Storage and security

Data is stored in a managed cloud database with access controls. Chat transcripts and form submissions are retained for the duration of your engagement and our record-keeping obligations.

4. Estimates — not tax or legal advice

The savings calculator produces simplified estimates using published federal and state marginal rates and a flat 4% Act 60 assumption. Your actual tax outcome depends on income composition, entity structure, residency timing, and elections made with licensed professionals. Nothing on this site is legal, tax, or investment advice.

5. No attorney-client or CPA relationship

Decree Advisors is a consulting practice of JCB Industries LLC. We do not practice law or provide tax advice. Clients are referred to licensed attorneys and certified public accountants for legal and accounting services.

6. Contact

Questions about this policy or your data: info@decreeadvisors.com.