Puerto Rico's Act 60 lets you legally reduce your tax rate to 4% on income and 0% on capital gains. Keep your US citizenship. Keep earning in dollars. Just move to paradise.
Enter your income and state. We'll show you the numbers.
We handle the complexity. You handle the move.
We analyze your income, business structure, and goals. See exactly how much you'd save.
We handle your complete decree application — entity formation, documents, DEDC filing, tracking.
We connect you with real estate agents, bankers, and local services for a smooth landing.
Annual monitoring, report filing, residency tracking. Your decree stays safe for 15-30 years.
The most aggressive legal tax optimization available to US citizens.
Zero tax on post-move crypto gains. Legally.
Sitting on massive unrealized gains? Move before you sell. Every dollar of post-move crypto appreciation is tax-free under Act 60 Chapter 2.
4% on your consulting income. Keep your clients.
Run your SaaS, consulting, or agency from PR. Serve US clients. Pay 4% corporate tax instead of 37%+. Zero tax on distributions.
Work from the beach. Keep your US citizenship.
If you can work from anywhere, why pay California or New York tax rates? Move your tax home to PR and keep your remote job.
Applications filed before December 31, 2026 are grandfathered at 0% on capital gains. After that, new applicants pay 4%. Still incredible. But 0% is gone forever.
Most clients save more in their first month than the entire application costs.
We coordinate legal, tax, and real estate experts so you have one point of contact.
PR-based attorneys specializing in Act 60 entity formation, decree applications, and ongoing legal compliance
Certified public accountants with deep Act 60 expertise — tax planning, compliance, and audit-ready reporting
Luxury specialists in Dorado, Condado, and San Juan — find your home and satisfy the 2-year purchase requirement
No. That's what makes this so powerful. Puerto Rico is a US territory. You keep your passport, your Medicare, your Social Security. You just change your tax jurisdiction.
Typically 4-6 months from submission to decree approval. The application filing date is what matters for the 0% rate — not the approval date. File before December 31, 2026 and you're locked in regardless of how long approval takes.
Yes. You must be a bona fide resident — 183+ days per year, tax home in PR, closer connection to PR than the mainland. This isn't a paper move. But with remote work, beautiful weather, and US infrastructure, most people find it's not exactly a hardship.
Act 60 explicitly covers cryptocurrency. After establishing residency, gains on new crypto acquisitions are 0% taxed. Pre-move gains use a split formula based on when you acquired them. After 10 years of residency, ALL gains become PR-source.
100% legal. Act 60 is Puerto Rico law, passed in 2019, extended through 2055. It works because of IRC Section 933, which exempts PR-source income from US federal tax. The IRS knows about it. Congress knows about it. It's intentional. Just follow the rules and maintain proper compliance.
Your decree is a contract between you and the Puerto Rico government. It cannot be revoked or modified unilaterally. Even if Act 60 were repealed tomorrow, existing decree holders keep their benefits for the full term (15-30 years). This contractual guarantee is written into the law.
Government fees: ~$5,005 application + $5,005/year compliance. Our fee: $4,995 for the application package. Legal/CPA fees vary but typically $5K-$15K. Annual charitable donations: $10,000/year. You also need to buy property in PR within 2 years. Most clients save more in their first month than the entire setup cost.
Yes. You just can't spend more than 182 days on the mainland. Business trips, family visits, conferences — all fine. Keep your boarding passes and travel logs. We help you track everything through our compliance service.
Book a free 30-minute strategy call. No pressure. No commitment. Just numbers.
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